Disclaimer
Our lawyers insist that we offer the following full disclaimer on the site:
The Hidden Wealth Keys Web Site (the "Site") is an online information service provided by Hidden Wealth Keys
("Hidden Wealth Keys"), subject to your compliance with the terms and conditions set forth below.
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE
TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND
CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE.
HIDDEN WEALTH KEYS MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY
UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF
SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE
MODIFIED AGREEMENT.
1. Copyright, Licenses and Idea Submissions
The entire contents of the Site are protected by international copyright and trademark laws. The owner of the
copyrights and trademarks are Hidden Wealth Keys, its affiliates or other third party licensors.
YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL
ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE.
You may print and download portions of material from the different areas of the Site solely for your own
non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the
materials. You agree to grant to Hidden Wealth Keys a non-exclusive, royalty-free, worldwide, perpetual license,
with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and
publicly perform any materials and other information (including, without limitation, ideas contained therein for
new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums
and newsgroups) or by e-mail to Hidden Wealth Keys by all means and in any media now known or hereafter
developed.
You also grant to Hidden Wealth Keys the right to use your name in connection with the submitted materials and
other information as well as in connection with all advertising, marketing and promotional material related
thereto. You agree that you shall have no recourse against Hidden Wealth Keys for any alleged or actual
infringement or misappropriation of any proprietary right in your communications to Hidden Wealth Keys.

TRADEMARKS.
Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or
service marks of Hidden Wealth Keys. Other product and company names mentioned in the Site may be the trademarks of
their respective owners.
2. Use of the Site.
You understand that, except for information, products or services clearly identified as being supplied by Hidden
Wealth Keys, Hidden Wealth Keys does not operate, control or endorse any information, products or services on the
Internet in any way. Except for Hidden Wealth Keys-identified information, products or services, all information,
products and services offered through the Site or on the Internet generally are offered by third parties that are
not affiliated with Hidden Wealth Keys.
You also understand that Hidden Wealth Keys cannot and does not guarantee or warrant that files available for
downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest
contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints
to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external
to the Site for the reconstruction of any lost data.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. HIDDEN WEALTH KEYS PROVIDES THE
SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR
ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NON-INFRINGEMENT, OR THE IMPLIED
WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE
INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND HIDDEN WEALTH KEYS SHALL NOT
BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION.
IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE,
SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. HIDDEN
WEALTH KEYS DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE
WILL BE CORRECTED.
YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY
EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. HIDDEN WEALTH KEYS HAS NO
CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.
LIMITATION OF LIABILITY
IN NO EVENT WILL HIDDEN WEALTH KEYS BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES
(INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR
INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR
TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR
SERVICE.
EVEN IF HIDDEN WEALTH KEYS OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES,
OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR
INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF
LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES,
HIDDEN WEALTH KEYS' LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
Hidden Wealth Keys makes no representations whatsoever about any other web site which you may access through this
one or which may link to this Site. When you access a non-Hidden Wealth Keys web site, please understand that it is
independent from Hidden Wealth Keys, and that Hidden Wealth Keys has no control over the content on that web site.
In addition, a link to a Hidden Wealth Keys web site does not mean that Hidden Wealth Keys endorses or accepts any
responsibility for the content, or the use, of such web site.
3. Indemnification.
You agree to indemnify, defend and hold harmless Hidden Wealth Keys, its officers, directors, employees, agents,
licensors, suppliers and any third party information providers to the Service from and against all losses,
expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement
(including negligent or wrongful conduct) by you or any other person accessing the Service.
4. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of Hidden Wealth
Keys and its officers, directors, employees, agents, licensors, suppliers, and any third party information
providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those
provisions directly against you on its own behalf.
5.Term/Termination.
This Agreement may be terminated by either party without notice at any time for any reason. The provisions of
paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third
Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.
6.Miscellaneous.
This Agreement shall all be governed and construed in accordance with the laws of Australia applicable to
agreements made and to be performed in Australia. You agree that any legal action or proceeding between Hidden
Wealth Keys and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be
brought exclusively in a federal or state court of competent jurisdiction sitting in Australia.
Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after
the claim or cause of action arises or such claim or cause of action is barred. Hidden Wealth Keys' failure to
insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of
any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify
any provision of this Agreement. Hidden Wealth Keys may assign its rights and duties under this Agreement to any
party at any time without notice to you.
Any rights not expressly granted herein are reserved.
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Prepared for: Hidden Wealth Keys, All rights reserved.
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